WHAT'S THE BIG deal about giving your kids allowances? Having a regular amount of their own income is the only way kids can learn to manage money. They need to be able to make mistakes when the cost is minimal. When should you start? How much should you give them and how often? Should their income be linked to house chores? The answers are at Smartman Daily.
Wednesday, April 29, 2009
10 Ways to Save Money on Food Shopping
10 Ways to Save Money on Food Shopping
LOOKING FOR WAYS to save money on food shopping without sacrificing nutrition. Planning is the most important step. Take inventory of what you have on hand, create a detailed shopping list, and take into account how you plan on using leftovers. Before you plan your weekly menu, check the ads to see what’s on sale and use coupons during your shopping trip. For more tips, go to Smartman Daily.
8 Things No One Tells You About Marriage
8 Things No One Tells You About Marriage
LET'S FACE IT, marriage isn't for the faint of heart. At times, you will look at the person lying next to you and wonder, Is this it? Forever? Going to bed mad will happen. In fact, you will sometimes wake up even madder. Plus, you will go without sex — sometimes for a long time. And that's all okay because a great marriage doesn't mean no conflict; it simply means a couple keeps trying to get it right. Learn more.
Tuesday, April 28, 2009
How to Ditch Your Cable Provider Without Giving Up on TV
How to Ditch Your Cable Provider Without Giving Up on TV
People are finding ways to cut back on monthly bills. One expense stands out: cable. The average monthly cable bill in the U.S. is $58.80—more than $700 per year. If you’re just looking to get local channels, an ordinary antenna will do. What about cable? Netflix’s “Watch Instantly” offers subscribers over 12,000 movies and TV shows for a low monthly fee. Websites like CNN and ESPN post video feeds of breaking news and live sports coverage. Plus, new episodes of popular TV shows are up on network sites or hulu.com. Learn how to get Internet streaming video directly on the TV screen at Smartman Daily.
The 'Never Specify a Salary' Myth
The 'Never Specify a Salary' Myth
DON'T BELIEVE THE the old notion about not disclosing your salary requirements in a job interview. The best time to bring up the salary topic is at the second interview. Sooner or later you're going to have to share a number-- get that number online at Payscale.com or from your own experience. Remember, you're unlikely to be tossed out of the running for your "high" salary requirement. Learn more at Smartman Daily.
Invest in Your Sex Life
Invest in Your Sex Life
ARE MONEY PROBLEMS threatening your marriage? Take a break from your personal finances and invest in your sex life. Escape your everyday stresses by planning a romantic getaway, plan inexpensive candlelight dinners and at home massages, and visit a sex store and browse the merchandise together-- you can find fun and cheap items l for under $10. Plus, investing your time into money counseling may help save a marriage. Learn more at Smartman Daily.
Monday, April 27, 2009
Talking with Your Daughter about Boys and Dating
Talking with Your Daughter about Boys and Dating
Have you had the talk with your teenage daughter about boys, dating, and intimacy? How about dating safety? Many fathers focus their talks on dating only on “safe sex” or abstinence. Big mistake. Odds are your daughter has heard all she needs to know on these topics at school and in the media. Your priority should be talking with your daughter about how to approach dating and intimacy. Michael Domitrz, author of "May I Kiss You?" and the creator of the "Help! My Teen is Dating" DVD, shares seven more mistakes dads make when talking to their daughters about dating. Read more at Smartman Daily.
Check Your Retirement Calculations
Wednesday, April 22, 2009
Dividing Debts in Divorce
Dividing Debts in Divorce
IN DIVORCE dividing assets isn’t nearly as difficult as dividing debts. If you signed a loan application, the lender could still require you to pay up despite the fact that your spouse is assigned the debt. Get a credit report and cancel joint credit cards.Why is that so important? Find out @ Smartman Daily.
10 Tips: How To Be A Great Stepparent
10 Tips: How To Be A Great Stepparent
THE STEPPARENT-STEPCHILD transition is not easy. Don’t expect immediate love. Allow the children to spend time alone with their mom rather than you insisting on being involved. And never criticize the absent parent. Plus, let your stepchildren to talk openly about their dad. Be their advocate. Go to sporting events, school plays and any classroom activities they invite you to attend. Again, keep in mind the respect of the biological parent. Learn more.
How to Keep Romance Awake While the Kids are Asleep
How to Keep Romance Awake While the Kids are Asleep
COUPLES GROW APART when they put romance on the backburner. To regain intimacy—without a babysitter—pick one night of the week for a "rendezvous" and make it sacred. Too exhausted for sex-- go to bed and set the alarm for midnight. Once that alarm goes off, give yourself an hour to get romantic. For more tips. Go to Smartman Daily.
Tuesday, April 21, 2009
Top 10 Things Wives Want From Their Husbands
Top 10 Things Wives Want From Their Husbands
WHAT DO WOMEN want from a marriage? Communication, affection, understanding, kindness, and a willingness to make time for her and your children. Tell her daily that she is loved with an unexpected hug. Hold hands when you walk together. And keep conversations interesting-- don't let them dwindle to nothing but talk about your kids, your jobs, and the weather. Learn more @ Smartman Daily.
Telling Kids About Financial Woes
Telling Kids About Financial Woes
MONEY IS TIGHT for just about everyone these days, but do you tell your kids about it? Smartman Daily says yes. Children tend to be good at handling the truth, even when it’s bad news, so tell them. Just spare the nitty-gritty details. Need tips on keeping a positive attitude for the kids. Click here.
Effortless Budget Cuts
Effortless Budget Cuts
Want to save without sacrificing your current lifestyle? Effortless budget cuts are the answer. Consider reducing the temperature setting on your hot water heater, dividing credit card payments, raising your car insurance deductibles, reviewing your phone plans, buying generic prescriptions and food, and unplugging your electronic devices when they are not in use. Find out how these changes will affect your wallet @ Smartman Daily. Click Here.
Monday, April 20, 2009
Helping a Loved One With An Alcohol or Drug Problem
How to Sell On eBAY
Here are some tips:
1. Before putting an item up for auction, use advanced search tools to determine see how many similar items have been listed in recent weeks, and most importantly, how many have been sold and for how much.
2. Squeeze all the information you can into your auction title and make sure to upload plenty of photographs to show potential buyers product conditions.
3. Start your auction at .99 cents. Listing an item at less than $1 means your eBay fees will be at their lowest.
4. Engage in conversation with prospective buyerS - answer their questions promptly.
5. Follow proper eBay etiquette by shipping items quickly.
Twitter to Find A New Job
Twitter to Find A New Job
RECENTLY LAID OFF and looking for a fresh and powerful way to reach out? Join Twitter. Start by creating a separate Twitter account for professional purposes. In the profile section, give details about your professional life and interests. Search for leaders of your industry with their own Twitter accounts and read their material --this will show you how to direct your own tweets. Keep your tweets professional. Link to interesting articles in your industry and comment on industry news. Plus, to make your tweets more searchable, tag them. Learn more.
Why Surfing the Web Can Be Healthy for Kids
Why Surfing the Web Can Be Healthy for Kids
WITH ALL THE THREATS on the web, it can be tempting to deny your children Internet privileges. But a new study from the University of California, Berkeley and University of Southern California shows that the Internet can benefit children. Researchers found that surfing the web improved communication and mental sharpness. The Internet teaches kids how to search, socialize and navigate new technologies. Still, make sure they’re not over-doing it. Limit web time to no more than two hours a day. Learn more.
Diving Credit Scores
Wednesday, April 15, 2009
How To Treat Allergies
How To Treat Allergies
SPRING IS IN THE AIR and so are allergies. Manage your child's allergies by changing air filters and vacuuming an a regular basis. Consider investing in a vacuum with a HEPA filter that traps allergens. Keep windows closed to keep pollen and allergens out. Plus, bathe your children at night-- make sure they wash their hair so they don’t go to bed with pollen in it. Learn more.
6 Unexpected Health Benefits of Sex
WANT ANOTHER REASON to stay under the sheets? The health benefits linked to sex is the perfect excuse. Sex reduces stress, helps with insomnia, and cures headaches. Plus, it increases brain power, heart rate, and helps fend off diseases and ailments. Learn more.
Tuesday, April 14, 2009
Vacation Bargains In A Down Economy
Vacation Bargains In A Down Economy
If you’re willing to make some extra stops in your flights, travel on non-peak days, and book relatively far in advance, there are great deals in travel. The travel industry is feeling the recession pinch and you can help out while saving money on a great trip abroad. Learn more.
How To Use Twitter Effectively
How To Use Twitter Effectively
READY TO SEND your first tweet! For the newbies, Twitter is a micro-blogging platform that enables you to broadcast short 140 character messages to friends or "followers via different mediums like IM, cellphones and the web. It can be used for personal branding, hiring, directing traffic to websites, reading news, and networking. Go to Twitter.com and click "Join for free." For best results, use your real name when signing up and upload a picture. For tips on how to send messages and follow friends go to Smartman Daily. Click here.
Monday, April 13, 2009
How to Deal With a Defiant Teen
How to Deal With a Defiant Teen
If you're the father of a teenager, you know that confrontation is often followed by harsh words, hurt feelings, and your child storming out of the house without taking out the trash. Co-author of Your Defiant Teen: 10 Steps to Resolve Conflict and Rebuild Your Relationship, Arthur L. Robin, PhD., explains how to reestablish your authority as a parent when your teen's rebellious behavior "crosses the line." Learn more.
Seven Life Insurance Mistakes
Seven Life Insurance Mistakes
Don't let simple life insurance errors leave you unprotected. Make sure you don't have to little. Avoid old formulas to calculate modern needs. And think of the long view. For more tips, click here.
How to Fight Nighttime Fears
Tuesday, April 7, 2009
7 Secrets for Better Sex After Prostate Cancer
7 Secrets for Better Sex After Prostate Cancer
Sex after prostate cancer is just not the same as sex before prostate cancer. Let's say you've already undergone treatment, most likely one of the big three: prostatectomy, brachytherapy or radiation therapy, perhaps ADT, hormone deprivation. You've been through so much already. Now what?
Sex after prostate cancer is just not the same as sex before prostate cancer. Let's say you've already undergone treatment, most likely one of the big three: prostatectomy, brachytherapy or radiation therapy, perhaps ADT, hormone deprivation. You've been through so much already. Now what?
Should you wait until next year to reinvent your sexuality? Absolutely not. Research shows that the sooner you begin to resume some kind of sexual activity, the more erectile function you're likely to preserve. After checking with your doctor to determine which activities are currently safe, Victoria Hallerman, author of How We Survived Prostate Cancer: What We Did and What We Should Have Done, suggests you keep a few things in mind. Learn more.
Underachieving Kids
Underachieving Kids
Is your child signed up for sports or after-school activities? Feel like they aren't giving it their all. It may be tempting to give them a hard time--after all, your investing your time and money for their benefit. However, scolding them is not the answer. Communication is key. Ask them why they aren't giving their best effort. Highlight their accomplishments. And if they insist on quitting, let them. Learn more.
Is your child signed up for sports or after-school activities? Feel like they aren't giving it their all. It may be tempting to give them a hard time--after all, your investing your time and money for their benefit. However, scolding them is not the answer. Communication is key. Ask them why they aren't giving their best effort. Highlight their accomplishments. And if they insist on quitting, let them. Learn more.
10 First-time Home Buyer Mistakes
10 First-TIME Home Buyer Mistakes
Start by making a realistic budgeting plan. It's easy to underestimate expenses. Consider house payment as well as utility bills, monthly food payments, and minor details such as haircuts. Plus, include emergency expenses into your budget-- like vet bills for the family pet. Try not to fall in love with the house. This could lead to overpaying and overlooking house inspections. What else are you overlooking? What are other ways to insure financial stability? Learn more.
Start by making a realistic budgeting plan. It's easy to underestimate expenses. Consider house payment as well as utility bills, monthly food payments, and minor details such as haircuts. Plus, include emergency expenses into your budget-- like vet bills for the family pet. Try not to fall in love with the house. This could lead to overpaying and overlooking house inspections. What else are you overlooking? What are other ways to insure financial stability? Learn more.
Wednesday, April 1, 2009
How to Increase Sperm Count
How to Increase Sperm Count
Ready to make babies! Increase sperm count by avoiding caffeine, ditching fatty foods, and eliminating stress. Plus, drink lots of water. Learn more.
10 Secrets to Overcome Sex Obstacles
Want more sex? Time demands, job stress, and a houseful of kids can put a damper on bedroom rendezvous. Overcome Sex obstacle replacing the television set in the bedroom with some adult toys. Plus, get a babysitter and get out of the house. Change up your nightlife-- simply replace dinner with a session of miniature golf. Anything that makes the start of the evening less predictable can also change up the ending! Click here for more secrets.
Helping Kids Overcome Fear of Failure
Helping Kids Overcome Fear of Failure
Redefine failure: They don't have to be the best; they have to try their best. And failure is not trying at all. Also share your experiences with your child. Let them know how you overcame fear and learned from your mistakes. Learn more.
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